SHOP . EARN . IVEST
ARRC Rewards Virtual Debit card
Experience the perfect blend of security, speed, and wealth-building with the ARRC Virtual Debit Card. Skip the wait for the mail and start spending instantly while earning automated cash back on every purchase. Unlike traditional points, your rewards are automatically credited directly to your investment accounts, allowing your daily spending to fuel your future growth. It’s the smartest way to shop—giving you high-tech fraud protection and a seamless path to building your legacy, all in the palm of your hand.
ARRC Reards physical debit card
The future of finance is about choice without compromise. While the ARRC Virtual Debit Card offers the speed of instant issuance and elite digital security, we know that true prestige is often felt in the palm of your hand. Whether you choose the immediate momentum of virtual or the tactile weight of our premium physical card, you’ll earn automated cash back that fuels your investment accounts with every purchase. Start your journey digitally today, and whenever you're ready for that classic touch, your physical card is just a request away.
Keep On rewarding
Embrace total financial freedom with your choice of the ARRC Virtual Debit Card or our premium physical editions. Your first step into the future is entirely on us: your digital card is completely free and ready for instant use, and your very first physical card is also complimentary!
Express your personal style by choosing from our multiple exclusive designs, crafted to make a statement every time you spend. While a small fee applies for additional custom orders or lost card replacements, we’ve always got you covered—whenever your card expires, your fresh new one is sent to you automatically at no cost. Whichever path you choose, you’re always earning automated cash back toward your investment accounts.
About ARRC
Amiri Royalty Rewards Club, LLC (ARRC) is a wholly owned subsidiary of Babylonian Investment Group (B.I.G). Our mobile application empowers users to stay connected and engaged while participating in a unique consumer stock purchase program. Users can get rewarded with stock rewards from the brands they value most, enjoying the products and services these organizations offer in return for their loyalty.
Through the ARRC customer loyalty program, users can earn stock rewards as they build relationships with their favorite brands. Based on the dollars spent, customers will receive stocks directly into their brokerage or IRA accounts, transforming their loyalty into tangible assets.
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How your rewards are funded
We Empower American Consumers to Prosper and Help Make Investing Feasible and Fun
Every time you swipe a card, a "behind-the-scenes" interchange fee is triggered—a mandatory transaction cost ranging from approximately 0.05% plus $0.22 for regulated debit cards up to 3% for premium credit cards—which merchants pay to the card-issuing bank to cover payment infrastructure, fraud prevention, and the risk of processing fund
Every time you swipe a card, a "behind-the-scenes" interchange fee is triggered—a mandatory transaction cost ranging from approximately 0.05% plus $0.22 for regulated debit cards up to 3% for premium credit cards—which merchants pay to the card-issuing bank to cover payment infrastructure, fraud prevention, and the risk of processing funds instantly. While traditional credit card companies use these same fees to fund their rewards programs, they also rely on the high interest rates generated when customers carry a balance—a cycle that nearly 50% of American cardholders are currently caught in with over $1.2 trillion in collective debt. While credit cards can be an excellent financial tool for building credit and earning perks when paid in full every month, the reality is that most Americans are better off avoiding the risk of high-interest debt traps. At ARRC Rewards, we’ve redesigned this system by using our Visa Debit Card to capture those same interchange fees and redirect them into your personal investment account, allowing you to build wealth and secure your future with every purchase without ever taking on the burden of "bad debt" or interest charges.
We Empower American Consumers to Prosper and Help Make Investing Feasible and Fun
We Empower American Consumers to Prosper and Help Make Investing Feasible and Fun
We are opening the doors to a brighter financial future where building wealth is a natural part of your everyday life. We empower you to prosper by transforming your daily spending into a dynamic engine for wealth creation, turning every "swipe" into a step toward your dreams. By automatically investing those behind-the-scenes interchange
We are opening the doors to a brighter financial future where building wealth is a natural part of your everyday life. We empower you to prosper by transforming your daily spending into a dynamic engine for wealth creation, turning every "swipe" into a step toward your dreams. By automatically investing those behind-the-scenes interchange fees for you, we make growing your money feasible and fun for everyone, regardless of where you are starting your journey.
No more choosing between your daily needs and your long-term goals—our platform makes the process effortless, turning your grocery runs and gas fill-ups into exciting milestones for your investment portfolio. We aren’t just giving you a debit card; we are handing you a powerful tool for upward mobility, ensuring that every time you support a merchant, you are simultaneously investing in the most important asset of all: yourself and your future.
Harnessing the Miracle of Time Your Future is Waiting
Harnessing the Miracle of Time Your Future is Waiting
There is a quiet, incredible power in the passing of time, and at ARRC Rewards, we believe that power belongs to you. The "Time Value of Money" isn’t just a financial concept; it is a promise that even the smallest seed, planted today, can grow into a forest of opportunity tomorrow. You don’t need a massive fortune to claim your stake in
There is a quiet, incredible power in the passing of time, and at ARRC Rewards, we believe that power belongs to you. The "Time Value of Money" isn’t just a financial concept; it is a promise that even the smallest seed, planted today, can grow into a forest of opportunity tomorrow. You don’t need a massive fortune to claim your stake in the future; you simply need the courage to begin exactly where you are. Whether you are taking your very first steps toward financial independence or are well on your way, we invite you to embrace the stock market as a vibrant engine for your dreams. By turning every everyday moment into a meaningful investment, we ensure that time becomes your greatest partner in building a life of abundance. Remember, the best time to plant a tree was twenty years ago, but the second best time is right now. Let’s start growing your legacy today, because no matter the size of the spark, we are here to help you fan it into a flame of lasting prosperity.
Our Vision, Commitments and Values
Our Vision:Igniting a Legacy of Wealth for All
Our vision is to spark a revolution of opportunity where the American Dream is accessible to every person, at every moment, with every swipe. We envision a future where the barriers to the world’s greatest wealth-building engines have been swept away, replaced by a path that is as effortless as it is inspiring. At ARRC Rewards, we see a world where every consumer is transformed into a confident investor, and every daily purchase becomes a conscious step toward total financial freedom. We are dedicated to building a landscape of shared abundance, where the power of the stock market is harnessed to lift every community and where the fear of the future is replaced by the thrill of watching your legacy grow. Together, we are creating a new era of prosperity—one where your daily life and your highest aspirations move in perfect harmony, ensuring that as you live for today, you are flourishing for a lifetime.
Our Commitment
At ARRC, our foundation is built upon the highest pillars of ethics, integrity, and moral excellence. We believe that true prosperity can only grow from a business that is as clean and transparent as it is innovative. We are deeply committed to doing the right thing for all our stakeholders, ensuring that through visionary initiatives like the Amiri Royalty Rewards Club, we are creating a model where everyone wins. To us, a loyalty program is more than just a benefit; it is a sacred promise to help our clients flourish through a sustainable and responsible business model. By empowering our community to earn rewards that fuel their future, we prove that ethical practices aren't just good for the soul—they are the heartbeat of a thriving, purposeful business. When you partner with us, you are joining a mission dedicated to excellence, where your trust is our most valued asset and your prosperity is our greatest achievement.
Our Values: Cultivating Excellence and Shared Success
At the heart of ARRC lies a belief that the most successful and sustainable businesses are built on a foundation of exceptional leadership and a vibrant, inclusive culture. We believe that when we foster an environment of positivity and respect, we unlock the potential to achieve extraordinary things together with our stakeholders. Our values are not just words—they are lived through the Amiri Royalty Rewards Club and our innovative customer loyalty programs, which turn everyday moments into opportunities for you to earn rewards and build wealth. We are committed to a "people-first" philosophy, where a healthy work culture and a dedication to doing the right thing drive everything we do. By uniting our passion for excellence with our commitment to your prosperity, we aren't just running a business; we are nurturing a community where everyone has the tools, the support, and the inspiration to flourish.